{"id":140,"date":"2024-11-19T13:52:52","date_gmt":"2024-11-19T19:52:52","guid":{"rendered":"https:\/\/www.arialinsurance.com\/blog\/?p=140"},"modified":"2024-11-19T13:52:53","modified_gmt":"2024-11-19T19:52:53","slug":"commercial-coverage-for-secondary-structures","status":"publish","type":"post","link":"https:\/\/www.arialinsurance.com\/blog\/commercial-coverage-for-secondary-structures\/","title":{"rendered":"Commercial Coverage for Secondary Structures"},"content":{"rendered":"

Garages, storage sheds, and workshops are secondary structures that can be added to a commercial insurance policy. Learn how having coverage for secondary buildings can benefit you as a business owner.<\/p>\n

A Standard Commercial Insurance Policy<\/h2>\n

Your current insurance policy may cover the building where you operate. It may also protect furnishings, inventory, machinery, and other business essentials.<\/p>\n

However, a standard policy may not provide coverage for the secondary structures on your property. Adding coverage for these structures could help your business recover after a natural disaster, theft, or act of vandalism.<\/p>\n

Your Business Plan<\/h2>\n

A review of your business plan will refresh your understanding of the importance of each structure and its contents. Preparing a list of potential risks that each structure faces will help you choose the right commercial insurance products.<\/p>\n

For example, you may own expensive equipment stored in a workshop or shed. If these items were stolen, resulting in financial loss and the inability to run your business as intended, it is a good idea to insure these essentials for a high amount.<\/p>\n

The Condition and Location<\/h2>\n

Your commercial insurance plan should reflect the current condition of each building and the items stored within. Conducting an assessment of each structure will help you.<\/p>\n

When you perform the assessment, write down any issues that need to be addressed before having the structures and contents listed in your commercial insurance policy. Take notes that describe the location of each building.<\/p>\n

Find An Insurance Agent Who Serves Chicago, IL<\/h2>\n

Once you are ready to update your commercial insurance policy, contact one of our agents. An agent from Arial Insurance Group will provide you with information about structural coverage that will protect the secondary structures on your land.<\/p>\n","protected":false},"excerpt":{"rendered":"

Garages, storage sheds, and workshops are secondary structures that can be added to a commercial insurance policy. Learn how having coverage for secondary buildings can benefit you as a business owner. A Standard Commercial Insurance Policy Your current insurance policy may cover the building where you operate. It may also protect furnishings, inventory, machinery, and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[2,11,15,12],"class_list":["post-140","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-arial-insurance-group","tag-chicago","tag-commercial-insurance","tag-il"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t