{"id":152,"date":"2025-03-29T09:12:39","date_gmt":"2025-03-29T15:12:39","guid":{"rendered":"https:\/\/www.arialinsurance.com\/blog\/?p=152"},"modified":"2025-03-20T09:13:58","modified_gmt":"2025-03-20T15:13:58","slug":"what-are-my-options-if-i-lose-my-job-and-health-coverage","status":"publish","type":"post","link":"https:\/\/www.arialinsurance.com\/blog\/what-are-my-options-if-i-lose-my-job-and-health-coverage\/","title":{"rendered":"What Are My Options If I Lose My Job and Health Coverage?"},"content":{"rendered":"<p>Health coverage is often tied to employment, making things tricky if you are let go due to poor performance, downsizing, or bankruptcy. For many, going without health insurance isn&#8217;t a choice. This is especially true when you have conditions that you need support with, or you have dependents who rely on your health insurance plan to get the care they need as well. What are your options? If you want to be prepared for the future, let&#8217;s see which avenues you could pursue should you lose your job-based coverage. If you want to avoid this in the future or need coverage now, you can trust us here at Arial Insurance Group, serving Chicago, IL, to help you find the best health coverage for your needs!<\/p>\n<h2>What Can You Do When You Lose Your Coverage?<\/h2>\n<p>You have several options at your disposal when you lose employment-based health insurance. Continuation is sometimes possible, allowing you to continue your insurance under your employer for a limited time. COBRA is another option, which is a sort of gap insurance that tides you over until you can get new insurance. Although it&#8217;s a very expensive option, it is often a last resort for many. The best option is typically to purchase private health insurance. Because losing a job is considered a qualifying event, you can purchase health insurance when needed. You will have to pay for the premium on your own, but it might be a better fit as you won&#8217;t need to worry about having a job providing health insurance.<\/p>\n<h2>Find the Best Policy for Your Needs With Arial Insurance Group<\/h2>\n<p>We here at Arial Insurance Group are always ready to help those in the Chicago, IL area find private insurance when needed. <a href=\"https:\/\/www.arialinsurance.com\/contact-us.html\">Contact us now<\/a> to get started!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Health coverage is often tied to employment, making things tricky if you are let go due to poor performance, downsizing, or bankruptcy. For many, going without health insurance isn&#8217;t a choice. This is especially true when you have conditions that you need support with, or you have dependents who rely on your health insurance plan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[2,11,21],"class_list":["post-152","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-arial-insurance-group","tag-chicago","tag-health-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Health coverage is often tied to employment, making things tricky if you are let go due to poor performance, downsizing, or bankruptcy. For many, going without health insurance isn&#039;t a choice. This is especially true when you have conditions that you need support with, or you have dependents who rely on your health insurance plan\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.arialinsurance.com\/blog\/what-are-my-options-if-i-lose-my-job-and-health-coverage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Arial Insurance Group -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Are My Options If I Lose My Job and Health Coverage? - Blog | Arial Insurance Group\" \/>\n\t\t<meta property=\"og:description\" content=\"Health coverage is often tied to employment, making things tricky if you are let go due to poor performance, downsizing, or bankruptcy. 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