{"id":194,"date":"2026-05-29T14:16:12","date_gmt":"2026-05-29T20:16:12","guid":{"rendered":"https:\/\/www.arialinsurance.com\/blog\/?p=194"},"modified":"2026-05-08T14:17:18","modified_gmt":"2026-05-08T20:17:18","slug":"will-i-have-to-pay-deductibles-with-health-insurance","status":"publish","type":"post","link":"https:\/\/www.arialinsurance.com\/blog\/will-i-have-to-pay-deductibles-with-health-insurance\/","title":{"rendered":"Will I have to pay deductibles with health insurance?"},"content":{"rendered":"<p>If you dislike deductibles, rest assured, you are not alone in your crowd. The silver lining is that most deductibles are affordable.&nbsp;<\/p>\n<p>Do deductibles also apply to health insurance? Our health insurance professionals at the Arial Insurance Group have the answers for those living in and around Chicago, IL.<\/p>\n<h2>Health Insurance and Deductibles<\/h2>\n<p>Deductibles are included in most health insurance policies. The logic behind including deductibles is that they benefit the bottom line and keep the cost of care reasonable for everyone.<\/p>\n<p>Deductibles are a fixed amount that policyholders pay before the insurer pays medical costs. Whether you are going to your primary physician, a specialist or another medical care provider, there&rsquo;s a good chance a health insurance deductible will be required.<\/p>\n<h2>Deductibles Shouldn&rsquo;t be a Deal-breaker<\/h2>\n<p>If you are on the fence as to whether you are going to obtain health insurance, don&rsquo;t let the prospect of paying deductibles sour your viewpoint.<\/p>\n<p>Though some health insurance deductibles can be several hundred dollars or more, most are surprisingly affordable.<\/p>\n<h2>High Deductibles Vs. Low Deductibles<\/h2>\n<p>Sift through the health insurance plan options, and you&rsquo;ll find some have high deductibles while others have low deductibles. A plan with a low deductible is optimal for those with chronic health conditions. Low deductible plans are also optimal for families that are likely to visit care providers several times per year.<\/p>\n<p>Alternatively, high deductible plans are optimal for those who are generally healthy and rarely visit the doctor.<\/p>\n<h2>The Arial Insurance Group is on Your Side<\/h2>\n<p>Health insurance is a call away. Dial 847-325-5888 to learn more about our health insurance plans for Chicago, IL residents.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you dislike deductibles, rest assured, you are not alone in your crowd. The silver lining is that most deductibles are affordable.&nbsp; Do deductibles also apply to health insurance? Our health insurance professionals at the Arial Insurance Group have the answers for those living in and around Chicago, IL. Health Insurance and Deductibles Deductibles are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[2,11,21],"class_list":["post-194","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-arial-insurance-group","tag-chicago","tag-health-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=194"}],"version-history":[{"count":1,"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/194\/revisions"}],"predecessor-version":[{"id":195,"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/194\/revisions\/195"}],"wp:attachment":[{"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arialinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}