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250 Parkway Drive Ste 150
Lincolnshire, IL 60069

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Arial Insurance Group Blog

Types of Commercial Insurance

The Arial Insurance Group serving Chicago, IL would like you to know about your commercial insurance options. Commercial insurance is insurance for business and business owners. One of the greatest benefits of this kind of insurance is peace of mind knowing your assets and livelihood are protected.

Several types of commercial insurance are available to business owners, and you should review your insurance policies annually.

Commercial Property Insurance

Commercial property insurance is designed to protect your assets, including physical structures, inventory, machinery, and equipment. Correct valuations are essential for insuring your physical assets adequately, and commercial insurance of any sort needs to be tailored to your requirements.

A particular subdivision of commercial property insurance is protection against theft and vandalism, and another category is commercial auto insurance.

Business Interruption Insurance

Business interruption insurance is for when your business is interrupted to such an extent that it is adversely affected. Please review what is covered and not covered when purchasing this type of insurance.

Liability Insurance

Commercial liability insurance is there to protect you from legal liability if someone uses your product and is harmed, or someone is injured on your property or by your machinery accidentally. General liability insurance is the most common type available.


A business owner’s policy (BOP) combines general liability insurance and commercial property insurance. This type of policy is often suitable for small business owners.

Workmen’s Compensation

Workmen’s compensation insurance is legally required and provides financial cover for employees who become injured, disabled or diseased because of their employment. The business owner takes out the insurance, and the business pays for it.

Contact Us

With so many options available, speak to the experienced consultants at Arial Insurance Group serving Chicago, IL, about your commercial insurance needs today.

Partner Carriers

  • Aegis
  • Aetna
  • Allstate
  • American Modern
  • American Strategic Insurance(ASI)
  • Assurant Flood Solutions
  • Berkshire Hathaway Guard
  • Blue Cross Blue Shield
  • Capital Premium Financing
  • Chubb
  • Cigna
  • Dovetail
  • Foremost
  • Grange
  • Hagerty
  • Humana
  • Kansas City Life Insurance Company
  • National General
  • Nationwide
  • Old American Life
  • Openly
  • Physicians Mutual
  • Progressive
  • Prudent Pet Insurance
  • RLI Surety
  • Safeco
  • State Auto
  • Stillwater
  • Stonemark
  • Travelers
  • United Healthcare
  • USLI